Through the process following your accident you may have come to the realization that the insurance company has absolutely no interest in your health or whether or not your bills get paid, and, in fact, have turned avoiding your phone calls into a fine art. Your medical bills are piling up at an alarming rate, you have not been able to return to work, and your injuries are severely compromising your prior quality of life. You are frustrated and angry, and wondering who will look out for you and your family following an accident that may even have been the result of sheer negligence on the part of another person.
What You Must Remember When Filing a Personal Injury Claim
First of all, you must truly understand that filing a personal injury lawsuit does not always mean you are filing a lawsuit against a person, rather you are filing against an insurance company. If you’ve been dealing with the insurance company on your own, and have been met with a brick wall at every turn, you know that insurance companies have little sympathy or respect for the aftermath of your accident.
The reality is that an insurance company is much more likely to settle for what your case is worth when you have an experienced Oklahoma personal injury attorney by your side. Personal injury attorneys and insurance companies are both highly skilled in the give-and-take of settlement negotiations, however insurance companies are also fully aware that once a personal injury attorney steps into the picture they are no longer dealing with an amateur, and the “game” changes.
Most Common Types of Personal Injury Claims
Auto accidents are the most common type of personal injury claim; when an auto accident, truck accident or motorcycle accident occurs, it is typically because another driver is not driving as carefully as he or she should be. A negligent driver can generally be held responsible for any injuries stemming from a car accident caused by carelessness or recklessness. In some cases, the other driver may have been distracted, or may have been impaired. In any case, there is negligence involved in your accident and you may have a personal injury claim for damages. Other common types of personal injury claims include:
- Negligence and public liability personal injury claims. These usually happen in a public area, and are due to the negligence of the owner of the property or his or her employees.
- Medical malpractice personal injury claims. To file a medical malpractice claim, you must be able to show that the doctor or hospital violated the reasonable standard of care owed to you, and that, as a result, you suffered harm.
- Product liability personal injury claims. Defective and/or dangerous products injure thousands of people each year. Manufacturers of products must ensure those products are safe for consumers; when they are not, those injured may file a product liability claim for damages.
- Slip and fall personal injury claims. Slip and fall injuries are very common, and can happen on the premises of a rented apartment, condo or home, in a public place, such as a department store, grocery store or restaurant, or at work. If there was negligence involved in the slip and fall accident, then you may be entitled to file a personal injury claim.
- Dog bites. Dog bites are much more common than you might think, and in most states, the owners of a dog are financially responsible for any injuries caused by the dog.
- Bad faith litigation. If there is a belief that the insurance company has acted in bad faith, or has committed fraudulent acts, you have the right to file a claim against that insurance company.
- Assault, battery and other intentional torts. Intentional torts are another type of personal injury claim, which is not based on an accident due to negligence or carelessness, rather occurs when one person intentionally harms another. In most cases, there is a criminal case against the perpetrator of the crime, however, the victim of the crime is entitled to file a personal injury case and ask for compensation for his or her injuries.
- Wrongful death claims. If a loved one died as the result of the negligence of another, you may want to speak to your Oklahoma personal injury attorney about filing a wrongful death claim.
How an Attorney from Forbes & Renes Can Help
Once you have made the decision to contact an experienced Oklahoma personal injury attorney, it is important that you identify your specific goals to your attorney. For example, your goal could be to have all your medical bills paid, or to be reimbursed for the time you were unable to work. The personal injury attorneys at Forbes & Renes understand this is a difficult time for you, and will approach your individual personal injury case with a goal of easing your financial burden. We are skilled negotiators when necessary, and aggressive litigators when circumstances warrant. Do not try to handle your personal injury case on your own—we serve all corners of Oklahoma to better accommodate your needs, like Midwest City, the Oklahoma City metro area, and Oklahoma County. If you have questions about personal injury, contact a Forbes & Renes attorney today.